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Whether you are
traveling across the country or around the world, we have a travel
insurance plan that's right for you. When you have the travel coverage
you need, you can relax and enjoy worry-free travel. Click on the link
above to get started.
Find travel insurance plans that
combine travel insurance with extensive 24-hour emergency assistance services.
Travel can mean encountering the
unexpected, ranging from the inconvenient to truly serious. Travel protection
plans offer comprehensive benefits to meet the challenges of travel and help you
enjoy a worry-free trip. Not sure you need travel protection? We have
compiled the “Top 10 Reasons To Purchase Travel Insurance” to highlight the
importance of purchasing a plan before you depart on your trip:
1. "I’ve become ill and don’t
feel well enough to travel"
When you purchase a plan that offers trip cancellation/ interruption coverage
within a specified period of your initial trip deposit, you are covered for
pre-existing conditions. That means you can cancel your trip if you get sick -
and be reimbursed for any non-refundable expenses relating to your trip.
2. "My travel supplier just declared bankruptcy"
Common carriers with financial difficulties are becoming increasingly common.
Purchasing trip cancellation/ interruption coverage from a third party can
protect you and your trip investment against such an occurrence.
3. "I think my son has an ear infection – what’s "ear infection" in Italian?"
Find travel insurance plans that offer 24-hour worldwide assistance. Many plans
offer toll-free to access 24 hour medical assistance helpline to receive advice
or get information on English-speaking doctors in your area.
4. "We were on our way home when the airline went on strike"
Many trip delay benefit covers up to $750 to $1000 in non-refundable expenses
for strikes that affect public transportation.
5. "I arrived but my luggage didn’t"
Whether your bag is lost or merely delayed, you can be reimbursed for the
purchase of clothing and personal articles so you can enjoy your vacation.
6. "My father-in-law fell and injured himself – I normally care for him"
The illness or injury of family members is also included under covered reasons
to cancel. It’s important to remember that even if you are fit to travel, other
events may make departing on your trip unthinkable.
7. "We missed our connection because of a flight delay"
You arrive in your connecting city but your flight is long gone and the next
flight is not until tomorrow morning. Travel delay offers coverage for
accommodations and meals.
8. "We were traveling when I suddenly developed chest pains"
When a medical emergency happens far away from home and far away from proper
medical facilities, you want to ensure you receive adequate care. Medial
evacuation benefit will cover emergency transportation for you and a companion
to the nearest facility or back home.
9. "A terrorist act has occurred in a city through which my flight will be
connecting"
Both domestic and international terrorist acts are covered reasons to cancel
your trip provided the act occurs within 30 days of your scheduled departure
date.
10. "My wallet – with my cards and passport – has been stolen"
Emergency assistance services will assist you in reporting your lost documents
and make arrangements for an emergency cash transfer should that be required. As
well, the baggage benefit provides coverage for loss due to the unauthorized use
of your card.
Trip Delay: Recover expenses whether your trip is interrupted, delayed or
you miss your connection.
Medical Expense / Evacuation:
Coverage for medical expenses if you become sick or injured.
Flight Coverage: Add-on or
Stand-alone flight accident coverage up to $1 million.
Family Value: Children
under 16 are covered at no additional cost (except for optional plan add-ons)
when accompanied by a covered adult. The children must be a Family Member to the
primary insured.
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